Pradhan Mantri Awas Yojana 2024 Online Registration: Check Eligibility and Documents

Pradhan Mantri Awas Yojana was started by the Government of India in June 2015, which is a government home loan scheme. The main objective of the government by starting this scheme is to provide houses at low cost to all the poor citizens of the country. Under this scheme, a subsidy is provided to the economically weaker section, low-income group, and middle-income group families to build or buy houses. Recently the government has made some changes in the eligibility of PMAY which are explained in detail further in the article.

If you also want to build your house by taking advantage of PM Awas Yojana, then you must have complete information about PMAY Yojana. Therefore, today’s article is special for you. Today, through this article, we will provide you information related to eligibility, benefits, and the application process for the Pradhan Mantri Awas Yojana. To get information related to the scheme, you must read this article in detail until the end.

Pradhan Mantri Awas Yojana 2024

Pradhan Mantri Awas Yojana is a government home loan scheme, which has been started to fill the gap between the increasing demand and supply of housing in urban areas. Under this scheme, the poor are being provided benefits by building affordable housing through the Credit Link Subsidy Scheme. Under PMAY, the subsidy amount for house construction is sent directly to the bank account of the beneficiary by the government.

The Union Cabinet has extended the implementation period of Pradhan Mantri Awas Yojana Urban with all sectors except the Credit Linked Subsidy Scheme till 31 December 2024. Apart from this, the total target of providing pucca houses has also been revised to Rs 295 crore. The main goal of Pradhan Mantri Awas Yojana is to provide houses to every poor at a low cost.

Information about Pradhanmantri Aawas Yojana

Name of the scheme	Pradhan Mantri Awas Yojana
Launched	by Honorable Prime Minister Narendra Modi Ji
Beneficiary	Citizen of the country
Objective	To provide affordable housing to all citizens of the country
Category	Central Government Scheme
Application Process	Online Offline
Official website	https://pmaymis.gov.in/
PM Yojana Channel	Join Channel
PM Yojana Group	Join Group

Benefits and features of PM Awas Yojana

• Under Pradhan Mantri Awas Yojana, the subsidy amount is sent directly to the bank account of the beneficiary by the government.
• Through this scheme, people from poor and economically weaker sections of the country get an opportunity to get affordable housing.
• Through this scheme, the Government of India provides the benefit of a subsidy of Rs 1 lakh to poor families for building houses.
• The beneficiary is given the benefit of an interest subsidy of up to 6.5% on a housing loan.
• Under this scheme, special measures have been taken for the construction of houses in disaster-affected areas so that people can remain safe in their homes during disasters.
• Under the Pradhan Mantri Awas Yojana, housing facilities are also provided in rural areas.
• This scheme is important for those people who do not yet live in their own house and do not have their own house. They are given financial assistance for the construction and purchase of houses.

The objective of PM Awas Yojana

• The main goal of Pradhan Mantri Awas Yojana is to provide permanent houses to all the citizens of the country.
• Through this scheme, the government will provide housing facilities to provide permanent houses to families below the poverty line.
• To provide financial assistance or pucca houses along with all basic amenities like electricity supply, sanitation, etc. water facility to the families living in kutcha houses in rural areas of India.
• To provide permanent assured housing to the families below the poverty line in rural areas so that their economic conditions can improve.
• To provide affordable and cheap housing to economically weaker families from rural areas in urban areas.

Changes made in Pradhan Mantri Awas Yojana Eligibility for EWS

• To apply for the PM Awas Yojana, the applicant must be a native citizen of India.
• The beneficiary family availing the benefits of the scheme should not have a permanent house.
• The applicant should not be availing the benefits of any housing scheme of the Government of India or the State Government.
• The annual income of the MIG-I beneficiary should be less than Rs 12 lakh or Rs 18 lakh. For MIG-II the annual income of the beneficiary should not exceed Rs 18 lakh.
• For EWS, the annual income of the beneficiary should not exceed Rs 6 lakh. For LIG, the annual income of the beneficiary should be more than Rs 6 lakh and less than Rs 12 lakh.

Pradhan Mantri Awas Yojana Document

• Aadhar card
• Address proof
• income certificate
• age certificate
• mobile number
• bank passbook
• passport size photo

The process to apply for Pradhan Mantri Awas Yojana

Step 1- To apply online under PMAY, first of all, you have to go to the official website of Pradhan Mantri Awas Yojana.

Step 2- After this the home page of the website will open in front of you. Here you have to click on the option of Citizen Assessment and click on the option of Apply Online.

Step 3- After this, you will have to enter your Aadhar card number.

Step 4- After entering the Aadhaar number, you will have to click on the Check option to verify.

Step 5- As soon as you click, the PMAY application page will open in front of you. You have to enter your details, income details, bank account details, and other necessary details on this page.

Step 6- After entering all the information you have to tick the I am aware check box.

Step 7- After this, enter the given captcha code and click on the Save option.

Step 8- As soon as you click, you will receive a unique application number.

Step 9- You have to download and print the filled application form.

Step 10- After this, you will have to go to your nearest Common Service Center or Financial Institution/Bank and submit the form along with supporting documents.

Thus you can apply online to avail subsidy on a home loan under Pradhan Mantri Awas Yojana.

How to Check Pradhan Mantri Awas Yojana Status

Step 1- First of all you have to go to the official website of PMAY.

Step 2- After this the home page of the website will open in front of you. On the home page, you have to click on the option of Citizen Assessment.

Step 3- After this, you will have to click on the option of Track Your Assessment.

Step 4- Now a new page will open in front of you where you can check the status of your application in two ways.

• By entering your name, father’s name, and mobile number.
• The second option by enter your assessment ID and mobile number.

Step 5- You have to select any one of these two options and enter the details.

Step 6- After this, you have to click on the submit option.

Step 7- As soon as you click, the status of your application will appear in front of you.

If you liked this post of ours, please let us know and share it with your friends so that they can also benefit from PM Yojana. Stay connected to pmsuryagharr.in to read news related to the schemes run by the government in the country.

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